Joining Charles

How Is Charles? Thesis on â€Å"Joining Charles† â€Å"Joining Charles† written by Elizabeth Bowen tells the story of the young woman Louise who is going to shift to France as it is the place where her husband Charles works and lives. The story takes place on the morning of her depature in the White House which is the home of Charles’ family and Louise isn’t happy about herself joining Charles in France. Even though Charles isn’t the protagonist of the story and doesn’t interact at all, he is present throughout the whole story. Louise constantly thinks about him and how it is going to be for her in France and in the future with Charles together. She doesn’t seem to like him at all. This emotion becomes obvious in many parts of the story when she thinks about him. Louise doesn’t want to get a baby of Charles, she turns her head away from his picture in the morning and in the end she doesn’t know what to tell to the mother of charles most probably because her whole attitude towards Charles is so repellent and it would be very unlikely something positive. Yet the reader can only guess how Charles actually is as there is no clear description of him, nor does he interact at all. The only hints to his character gives the oneeyed cat Polyphemus which can talk according to Louise, some phrases of charles’ sisters and mother and the thoughts of Louise. The cat doesn’t have any good experiences with Charles and asks Louise to ask Charles what had happend to his other eye. Louise is the only one who can understand Polyphemus and the sisters interprete the cat’s behaviour different. For them Polyphemus loves Charles and thats why he spends so much time with Louise. The sisters see Charles as a brother who takes care of them. They look up to him and make him in their thoughts to a perfect lover, brother and son. Even if his arrangements gives them disadvantage they remain nice as they are ‘good souls’ how Louise calls them. For the mother Charles is a kind of hero, someone who is ‘sensitive, gallant, generous, a knightly person and who is transcending modern conventions’. But still she realizes that Louise isn’t really happy. Perhaps she somehow knows how Charles really is and that is why she tells Louise in the end that ‘marriage isn’t easy and that many things might be difficult’. From other parts of Louises thoughts the reader comes to know how he takes part in the family life. He isn’t really interested in how the family goes, asks only very unintimate things and makes kind of fun of his sister’s feelings. All in all Charles doesn’t seem to be a very nice person more likely an egostic and perhaps evem evil character. All those who have been really close to him don’t want to interact with him. Louise aswell as the cat don’t seem to have good experiences with him. The sisters mostly don’t see him the way he really is because he seemed to be always nice. He perhaps kind of bedazzeld them, them and his mother but as for the mother it is not clear how she actually thinks of him. The perfect son image which is created doesn’t stand with her last action. That gives another hint that he is a rather bad, egostic and ‘difficult’ person.

Organizational Transformation Q & a Paper

Organizational Transformation Q & A Paper Organizational transformation is vital to an organization. Organizational transformation â€Å"refers to organization-wide changes, such as reconstruction operations, introducing new technologies, processes, services or products, implementing new programs, re-engineering, ect (â€Å"Business / human,†). † Identifying and characterizing the roles of incentives, training, and education in promoting innovation in the organization can assist in organizational transformation.Also, knowing the role of leadership in creating, managing, and sustaining innovation in your organization will also assist in the transformation. Third assistance to a transformation would be to ensure that ethical implications are in place and lastly, if my personal organization is innovative or not. How would you identify and characterize the roles of incentives, training, and education in promoting innovation in your organization? Creativity and innovation ar e on the menu of skills that companies are now looking for in recruiting employees.This is why companies are increasingly hiring graduates of colleges. For existing employees, according to a Boston Consulting Group survey, not enough companies link incentives to innovation, â€Å"†¦while many companies clearly recognize the potential impact of metrics on behavior, very few firms attempt to aggressively leverage it by tying employee incentives directly to metrics. Indeed, less than a fourth of respondents said their companies link the two consistently, and nearly a third of our respondents said that their companies do not link incentives to innovation metrics at all (Lichtenberg, 2008). †In my own experiences, while many companies may not have explicit incentive programs to motivate innovation, many recognized innovation implicitly in their mainline compensation programs. However it is up to the supervisor to recognize an employee’s innovation contribution, there a re some employee suggestion programs that offer incentives for innovation. An example is Canon – when employees make a suggestion for a new idea to benefit the company, they are awarded variable amount of points. Every year the company has a President’s Award to the top 20 employees who have acquired the most points since the program began.They are awarded cash and a gold medal. While employers indicate that creativity skills are important, they are not doing much to train their employees. According to a study by the Conference Board, â€Å"Educators and employers both feel they have a responsibility for instilling creativity in the U. S. workforce (83 and 61 percent, respectively). However, their current creativity building offerings don’t match this desire (Lichtenberg, 2008). † What is the role of leadership in creating, managing, and sustaining innovation in your organization? The key to fostering innovation is leadership and how leaders influence the corporate culture.Leaders must build a culture of trust, one that promotes information sharing and a clear statement that creativity and innovation are encourage and will be rewarded. Here is an example, â€Å"Seth Waugh, CEO of Deutsche Bank Americas, cited culture as a critical factor in promoting innovation. Business leaders, he said, create this environment by offering incentives for workers who innovate and by making it clear that innovation is expected. You must have people with that hunger to always learn, who are always open and who think about things in a different way.You always have to reinvent yourself tomorrow (â€Å"Connecting the dots,† 2006). † What are the ethical implications of an individual reward system? Support your answer. While there is substantial material on Business Ethics in finance, executive behavior and other business functions there is little on the ethical considerations regarding compensation or reward systems. However, ethics as appl ied to rewards or compensation systems involve how these systems are designed to encourage employees to go beyond legal compliance and motivate them to act in morally, ethically manner.It also places a requirement on leaders to fair in how employees are compensated and rewarded. Would you describe your organization as innovative or non-innovative? Why? My organization, the United States Navy, is most definitely innovative. The mission statement of the Office of Naval Research states, â€Å"The Directorate of Innovation cultivates innovative science and technology approaches that support the Department of the Navy and facilitate rapid and agile responses to our changing national security environment (â€Å"Office of naval,†). With a mission statement such as that, it is clear that the United States Navy thrives on the most innovative technology, techniques, intelligence, and sciences. Without a mission statement like this, the world’s finest Navy could face security fl aws and intelligence deficiencies. Our Navy has the top of the line equipment and procedures with thanks to the innovators at the Office of Naval Research. References: Business / human resources (hr) / organizational transformation. (n. d. ). Retrieved from http://www. superglossary. om/Definition/Human_Resources_(HR)/Organizational_Transformation. html Connecting the dots between innovation and leadership. (2006, October 04). Retrieved from http://knowledge. wharton. upenn. edu/article. cfm? articleid=1569 Lichtenberg, J. (2008). Ready to innovate. Retrieved from http://www. artsusa. org/pdf/information_services/research/policy_roundtable/ready_to_innovate. pdf Office of naval research. (n. d. ). Retrieved from http://www. onr. navy. mil/Science-Technology/Directorates/office-innovation. aspx

Calcium Absorption Essay Example for Free

Calcium Absorption Essay In order to determine the content of calcium and magnesium in an unknown sample of limestone, the utilization of atomic absorption spectrophotometry can help in deciphering the unknown concentrations of each molecule in the limestone sample. Atomic absorption spectrophotometry, emits radiation of the correct frequency that is passed through a flame and the intensity of the transmitted radiation is measured?. The calcium concentration or ppm can be measured using the absorbance of the solution and comparing it to a standard curve for calcium?. Whereas magnesium, needs to be determined using the standard addition method. The concentrations of each respective molecule can be presented as CaO and MgO percentages of the unknown limestone sample. Materials and Methods The compound calcium carbonate (CaCO3, CAS: 471-34-1, 204. 89ppm) was utilized to compare its absorbance to the unknown sample of limestone # 8066 on the standard curve. Moreover, magnesium sulfate heptahydrate (MgSO4*7H2O, CAS: 10034-99-8, 40. 8ppm) was also utilized to compare its absorbance against that of the unknown. Lab personnel from the CSU Eastbay department of chemistry stockroom performed all calibrations on the Perkin Elmer AAnalyst 300 atomic absorption spectrometer. All chemicals used in this experiment were obtained from the CSU Eastbay department of chemistry stockroom. A Denver Instrument Co. Sargent-Welch analytical balance was used to determine the mass of the unknown, mass of calcium carbonate, and mass of magnesium sulfate heptahydrate. A Perkin Elmer AAnalyst 300 atomic absorption spectrometer equipped with a Lumina Calcium and Magnesium Lamp was used to determine the absorbance. The instrument used Argon and Acetylene as the carrier gas and oxidant gas, respectively. Calcium Absorption. (2018, Oct 17).

China and Japan in East Asian economic development Term Paper

China and Japan in East Asian economic development - Term Paper Example In 1960, the GDP of ASEAN + 3 was approximately 40% of US GDP, with Japan contributing more than 80% of total East Asian GDP, followed by China (Mainland only), with not quite 8%. In 2000, the GDP of ASEAN + 3 was approximately 75% of US GDP, with Japan contributing more than 60% of total GDP, followed by China (Mainland only), which contributed somewhat more than 15%. Japan also leads in GDP per capita among East Asian economies, with almost US$50,000 in 2000 (at market exchange rates), followed by Singapore at US$30,000. In contrast, Mainland China’s GDP per capita was less than US$900 in 2000 (Lau, 2003, p.4) Even though politically and socially two entirely different countries, (China is a communist country whereas Japan is a democratic country), China and Japan play a pivotal role in controlling Asian economy in general and East Asian economy in particular. Even though India, South Korea etc are some other prominent economies in Asia, no other country seems to be as effec tive as China or Japan as far as the influence in Asian economy is concerned. Both China and Japan adopt different methods and philosophies for attaining economic growth. â€Å"Japan is all about the way of doing things. China is all about finding a way to do things† (The difference between China and Japan, 2007). It is often said that Japan gives more priority to quality whereas China gives more priority to quantity because of the superior quality of Japanese products and the bulk quantities of products produced by China. In other words, China tries to reap more profits with the help of bulk production and cheaper prices whereas Japan tries to grow with the help of superior products of higher prices. In the consumer world, Japan stands as a sign of quality whereas China stands as a sign of quantity. It should be noted that some of the reputed brands in global market have its origin in Japan. For example, Sony, Mitsubishi, Toyota, Honda, etc are some of the popular Japanese b rands not only in Asia, but also all over the world. At the same time Chinese products are popular for cheaper prices rather than superior quality. It is difficult for Japanese or American companies to compete with Chinese products in global markets as far as prices are concerned. In short, Japan and China play a vital role in controlling East Asian economy. This paper analyses the role of Japan and China is East Asian economic development. Role of Japan and China in East Asian economic development Japan achieved an average annual rate of growth of real GDP in excess of 10 percent during the decade of 1960-1970 (in fact, between 1955 and 1975). However, due to the two oil shocks, the average annual rates of growth in the two subsequent decades declined significantly to less than 5%. And since 1990 the average annual rate of growth has been below 2%. Despite the considerable slowdown in the Japanese economy during the past decade, China was able to achieve an average annual rate of g rowth of almost 10% over the past two decades, a performance comparable to that of Japan between 1955 and 1972) (Lau, 2003, p.7) Japan was the leading player in Asia until couple of decades before. They were instrumental in shaping the economies of many other Asian countries. They provided lavish grants and financial aids to many of the other Asian counties like South Korea, India, Vietnam, Philippines etc. In India a huge drinking water supply project is still functioning. Moreover, in the 1970’s Japan provided a Yen loan to South Koreas first subway project which helped South Korea immensely in increasing its transportation facilities. â€Å"In the subway network system project, new model subway trains, manufactured under a joint venture between Korean and foreign companies, were introduced. In the course of the joint venture, the Korean manufacturer of the subway trains learned new technology†(East Asia’s economic developm

Reflection 10 Research Paper Example | Topics and Well Written Essays - 500 words

Reflection 10 - Research Paper Example t approach between these two is the approach whereby the customer reserves flights directly via airlines websites with their personal computers since the approach avoids intermediaries (â€Å"Airline Reservation Systems†). Airline companies are the most likely segments that will use the internet to distribute airline tickets to their customers. In this case, the necessity of these airline companies to deal directly with their clients will be the guiding factor that leads them to use this approach and offer their airline tickets to the customer in order to lessen the power of intermediaries and competitively offer their services to their customers. In addition, airlines will benefit from using this distribution channel since agencies may fail to offer an airline’s tickets to customers and offer the competitor’s tickets depending on the amount of commission an agency obtained from different airline companies. The main aspect that may inhibit the success of this distribution channel is its nature in targeting customers who have access to computers and the internet. In addition, only computer literate customers will be able to carry out the procedure involved in booking a flight online without the assistance of another person. Therefore, the system leaves out potential customers who were not computer literate and customers who do not have access to the internet. Hence, airline agencies are the most suited distribution channels for these two groups that the internet distribution channel failed to serve. There is an underlying potential conflict between these two distribution channels. First, the agencies present many alternatives to customers in order for the customer to make an informed decision regarding their choice for the airline to use since an agency does not deal with one airline. Hence, this channel of distributing tickets will not meet a company’s objective of selling tickets directly to the customers since airline agencies will be selling tickets

Ensure a safe workplace Essay Example | Topics and Well Written Essays - 5750 words

Ensure a safe workplace - Essay Example It also gives procedures for risk management at workplace and other important considerations regarding workplace health and safety. Table of Contents Content Page Title Page 1 Abstract 2 Table of Contents 3 List of Tables 4 Introduction 5 Assignment 1 5 Report on Proposed WHS Management System 5 Employer’s Responsibilities 6 Portfolio of Evidence 9 Amended WHS Policy to Apply Nationally 9 Political Policy Considerations 10 Policy Considerations on Implementation 11 Assignment 2 13 WHS Risk Management Policy 14 Risk Management Procedure 15 WHS Action Plans 18 Role Play Dialogue 23 Assignment 3 24 Recommendations for Safest Workplace Conditions and Compliance 25 References 31 List of Tables Table Page Table of Resources 11 Risk Management Procedure Table 15 Role Play 21 Description of Implementation plan for WHS Recommendations 27 Typical training/safety induction Schedule 29 Safe Workplace Introduction Workplace health and safety has in the present times become one of the great concerns at workplaces. This has seen legislations and policies being formulated to help ensure safety and sound health are maintained in every workplace or work environment. This paper gives details on issues relating to Workplace Health and Safety (WHS) with regards to a case of the Australian Hardware. The paper gives reviews on different scenarios relating to the hardware while also identifying areas which need implementations in ensuring there are enhanced standards of health and safety at workplaces. Assignment 1 Report on Proposed WHS Management System The proposed Workplace Health and Safety Management System (WHSMS) will look into many issues which are of concern as far as safety and sound health are in the working environment. This is processed so as to ensure that there are minimized rates of risk due to injuries or even cases of illness. These are supposed to be put in place by the employers at any given workplace environment and with particular reference to organizatio nal settings. The WHSMS was therefore accomplished by way of identifying, evaluating, assessing, monitoring and putting control measures of risks and hazards to workers with respect to all operations at workplaces. The complexity and scope of this WHSMS will have variations depending on the kind of workplace as well as the nature of operations and activities being carried out. This is because different work practices command different health and safety needs relative to what they are involved in in terms of operations, equipment, nature of work and the environment within which it is carried out in. A number of concerns as presented below have to be considered in WHSMS through employers. Employer’s Responsibilities One of the key consideration which the WHSMS focused on was responsibilities of the employer ate the workplace, for this case a hardware scenario in Australia. As an employer one is required and obliged by law to ensure that he protects his workers’ health, s afety and welfare (INCOSE, 2010, p. 216). The same should be ensured to other people who gain access to the workplace who can be adversely affected following work operations and activities carried out at the workplace therein. These considerations have to be under and guided by Work Health and Safety Act as stipulated by legislation in place. According to PMI (2008), as an employer, one is responsible for providing adequate

Discuss How Fashion And Photography Inform Each Other Essay

Discuss How Fashion And Photography Inform Each Other - Essay Example This paper approves that the intricate relationship between photography and fashion, as evidenced in the existence of numerous fashion/photography collaborations in the history of the world of fashion, points out to the symbiotic relationship between these two fields of practice. Whereas the fashion photographers cannot exist without the designers who produce the subject of their work, the designers, on the other hand, cannot function effectively without the help of the fashion photographers who present their creative designs to the rest of the world in print. In view of the successful working relationship between the designer Issey Miyake and photographer Irving Penn’s, which went beyond commercial necessity to mutual creative respect that benefits both practitioners, it is evident that fashion and photography can, and indeed do inform one another. This paper makes a conclusion that the distinct field of fashion photography has risen out of the love relationship between fashi on and photography that has developed over the years, which has been motivated by both commercial benefits and the creative potential for practitioners in the two fields. Fashion and fashion photography collaborations allow the practitioners in both fields to indulge their creative capacity beyond imagination, thereby giving rise to fashion images that endear, challenge, and even engage individuals at various levels, making the genre of fashion photography unique and powerful.

Organization Development Essay Example | Topics and Well Written Essays - 1000 words

Organization Development - Essay Example It is understated but valuable. It explains that organizational change involves unfreezing, then transformation and, finally, refreezing. The first step is the point at which an organization realizes its need for change. In the second step, the transformation occurs. After the changes in the organizational development have actually occurred, then the last step is where the changes are incorporated into the organization’s routine. Another theory is called the action-research model. In this model, the organizational development comes through identifying the problem. This involves developing a hypothesis and then data are analyzed. This theorem looks like it is recurrent in nature. It is cyclical. This means it can happen repeatedly during the process of change of the organization (van Aken & Berends, 2007). Another theory about organizational development is called the general system theory. It explains and emphasizes the importance of the organization’s external environment. It seems to suggest that an organization takes something from its environment, transforms it, and then gives it back to the environment when it has been changed. It describes the symbiotic relationship between an organization and its environment. It then becomes clear that the atmosphere of an organization is dynamic. This applies to both internal and external environments of an organization. Ideally, there is not a single moment when an organization is not looking for a solution, as real life is highly dynamic. This also describes the market place. When an organization unfreezes, its starts looking for how it can change a prevailing condition. According to van Aken & Berends (2007), this happens in search of a solution. An organization identifies a problem which hitherto has been a solution to another previous problem. In other words, before unfreezing, the organization had the same conditions because

THE FACE OF GOVERMENT Coursework Example | Topics and Well Written Essays - 250 words

THE FACE OF GOVERMENT - Coursework Example In America, you can be considered to be living below the poverty line and still have your basic needs taken care of. So how we define poverty in America is important to consider also. Also, we should consider that not everyone is going to spend the money they get from welfare wisely. The money could be used on things like drugs or alcohol instead of on things that will improve that person’s overall quality of life. So I believe that in order to fix the poverty problem we need to fix the unemployment problem. I hope that Social Security and Medicare will be around when it is my turn to collect but I am also not getting my hopes up. Recently the government came out with a report that projected that the Medicare trust fund for hospital care will be insolvent by 2024 and the Social Security fund will be insolvent by 2036 (â€Å"Social Security..†) There are a few things that are responsible for this: the ratio of those putting money in to Social Security to those collecting is shrinking, the rising expense of healthcare costs, our recent economic problems, and government spending. You would think that if a person is putting money into Social Security and Medicare all their lives they would easily have enough money to live on when they retire, which is why I feel that our Social Security and Medicare problems are mostly the result of mismanagement of taxpayer money and out-of-control spending by the

Gathering Resources Assignment Example | Topics and Well Written Essays - 750 words

Gathering Resources - Assignment Example According to Ungar (2011), there are seven main categories of resources that after examining status of their clients, counselors can employ in a counseling session. The seven resources include power and control, social justice, cohesion, cultural adherence, identity, relationships and access to material resources. In the case of Robinson family encompassing a mother, 14 years old boy, 11 years old girl and 3 months old infant that is victim to domestic violence, the most basic resources are access to material resources and relationships. According to Ungar (2011), material resources fundamental in counseling include financial, educational resources, employment opportunities, access to food, shelter, clothing and medical services. In the case of the Robinson family including a mother, a 14 years old boy, 11 years old girl and 3 months old infant not all the material resources will be necessary and urgent. The most important material resources for the family include shelter, financial and educational resources, medical resources, and food and clothing resources. Employment opportunities will still be irrelevant to the family at least during the early periods of counseling. Assuming that the whole family is healthy from any pathological infection or physical injury, the most important resource for all will be food. Food will have to precede all other resources so to energize the family and enable them survive during search for shelter and clothing that will have to follow immediately. Shelter and clothing will help in providing warmth to the bodies of the family as well as creating comfort while waiting for the next actions. In case that the abuse resulted to physical injuries or that one of the members contracted pathological disease, medical resources would accompany food. The nature of priority here is to rescue life and enhance safety of

High School Life Essay Example for Free

High School Life Essay It was in the year 2009, I was a graduating elementary student back then, when our adviser talked to me, together with my fellow honor students, regarding our plans after graduation. The conversation included where we wanted to study in high school. Most of us said that a simple school will do, what’s important for us back then was to have a school. That simple. After a few words, our adviser said that there is prestigious school inviting us to study there. Our initial reaction was, of course, we have no money to pay for the tuition fee. But then, she said that we need not worry, because the school offers us 100% scholarship, with a weekly allowance. We were delighted by the news. Imagine being a scholar of Notre Dame of Greater Manila. That is something to be proud of. So we were scheduled for an exam. We were so nervous. After several days of waiting, the results came out. And I was the one chosen to be the scholar! When my mom told me the news, I was really overjoyed. It would be my first time to study in a private school, prestigious one even. I went to the school to arrange my requirements there. That was when I knew that I am a De Mazenod Lingap Talino (DMLT) scholar, who would enjoy 100% scholarship and weekly allowance. What a privilege! I also met there Mr. Diego Reyes, or Sir Jigs, as what the whole institution calls him, and Ma’am Sofie. They were the ones who helped me during my stay there as a scholar. My first year was tough. A lot of adjustments were done. Of course, I’m not used to having classmates who are techy and rich. They talked about this gadget and that gadget, which, in my previous school, is not an issue. I’m not used to seeing signature clothes and bags. So I didn’t know how I would approach them. I’m not rich as them. I am just a simple girl. Another reason why I’m afraid is because I thought I would not be accepted there. I am different, physically. Before the first day of school, I imagined the Damers teasing me and bullying me. And I imagined myself ignoring them, as if they don’t exist, and when I’m alone, I’d cry a lot just to let the feelings out. I thought I would be an outcast, a loner, weirdo in their eyes. But I was completely wrong. I gained a lot of friends, much many than I thought I’d have. My first impression of them was wrong. They are not like what I see in the movies, rich people who are arrogant and rude. They understand my situation. They are open-minded. They are real. They may tease me but that was only natural, I do not get offended. They are real, true friends. Of course, the teachers are a plus. I thought they would not like me, especially the Math teachers, because I’m really weak in that particular subject. I really like Math, but I guess the feeling ain’t mutual. Until now, I still use finger Math. I am extremely slow in solving problems. I thought Math teachers would lose their patience on me, ignore my presence in the cream class because they would think I don’t belong there, because I am a weakling. But then again, I was W-R-O-N-G. Math teachers in Notre are exactly the opposite of what I thought they would be. They are very kind, especially Mrs. Narciso, Ms.Padlan, Mr.R and Mr. Zuniga. They were the ones whom I spend my Math classes with during my entire stay in high school. They were the ones who taught me Math and helped me to improve my skills in that field. They showed me that I am not a weakling, I still have hope. Whoo. But of course, there were my second parents. Mrs. Mercado and Mrs. Asis who served as my mothers, and Mr. Saplagio as my dad. They were the ones whom I turn to and cry on whenever I have problems. And all of the teachers in Notre, who may seem terror and scary inside the classrooms, but outside, they are one of your bestest best friends. Being a scholar isn’t as easy as anyone thinks. It’s really tough maintaining your grades. It is stressing to think about your grades when they are going down. They say grades are just numbers, but I depend on those numbers. My scholarship depends on those numbers. I usually envy those who can just have fun while I am at my room studying even if there’s no exam. And of course, as a scholar, I should be a role model to others. I should take care of my reputation. But of course doing that is a bit hard. As the saying goes, â€Å"Character is what you are; reputation is what people think you are.† What if my character is different from my reputation? Yes, that happens all the time. But I just maintain my character and ignore those who pull me down by saying things about me behind my back. That made me stronger. Notre gave me a lot of experiences that I would not forget. Notre gave me people that I am thankful for. But of course, I would receive none of these if it wasn’t for the DMLT, for giving me this very wonderful opportunity to study in the institution. I am just a simple girl from a family who cannot afford the services of Notre. But because of Notre’s awareness of the students out there who are not financially able, yet deserving to have quality education, and it’s willingness to reach out to them, I was able to experience this once in a lifetime opportunity. Now, I am going to study in my dream school, the University in the Philippines, one of the most prestigious universities in the whole country. With the help of Notre, I was able to get this dream of mine. It equipped me with enough knowledge and skills to face the challenges ahead. My life in Notre had been stressful, yet everything was all worth it. For this, I would like to express my deep gratitude. Thank you, Notre Dame.

The Seven C Principals

The Seven C Principals To compose effective written or oral messages, you must apply certain communication principles. These principles provide guideline for choice of content and style of presentation, adapted to the purpose and receiver of your message. These principles are not only limited to a sentence level, they are also applicable to all forms of communications, from mere utterances and sentences to complete documents or presentations. To some extent the principles overlap because they are based on a common concern for the audience, whether that audience consists of listeners or readers. These principles are called . WHY THEY ARE CALLED 7CS Seven Cs are the seven most useful qualities of effective communication. They are called Seven Cs because name of each of these qualities starts with a C, and they are seven in numbers, therefore they are called Seven Cs. Although they are just seven small words starting with a letter C but their importance for effective business communication is same as the importance of seven seas for the world. The Seven Cs are as follows: 1- Correctness 2- Completeness 3- Conciseness 4- Clarity 5- Creativeness 6- Courtesy 7- Consideration 1) Completeness Message Receiver- either listener or reader, desire complete information to their question. e.g. suppose you are working with multinational company who is engaging with engineering goods, like A.C. Now let say one of your major customer wants some technical information regarding thermostat (because he wants to convey the same to the end users). In this case you have to provide him complete information in a short span of time. If possible, provide him some extra information which he does not know, in this way you can maintain a good business relation with him, otherwise he may switch to another company. Five Ws: One way to make your message complete is to answer the five Ws. WHO? WHAT? WHEN? WHERE? WHY? The five question method is useful when you write requests, announcements, or other informative messages. For instance, to order (request) merchandise, make clear WHAT you want, WHEN u need it, WHERE it is to be sent. 2) Conciseness Conciseness means convey the message by using fewest words. Conciseness is the prerequisite to effective business communication. As you know that all businessmen have very short time. Hence a concise message saves the time and expenses for both the parties. How to achieve the conciseness? For achieving the conciseness you have to consider the following. 1. Avoid wordy expression 2.Include only relevant material 3.Avoid unnecessary repetition. Avoid Wordy Expression E.g. Wordy: at this time. Instead of at this time you can just use only a concise word: NOW, Always try to use To the point Approach in business scenario perspective. Include only relevant information à ¢Ã¢â€š ¬Ã‚ ¢ Always try to provide only relevant information to the receiver of the message. Lets say one of your customers requested à ¢Ã¢â€š ¬Ã‚ ¢ For clients of the company o in reply you should provide simply list of clients at the panel of your company. o No need to provide detailed business information about client at all. à ¢Ã¢â€š ¬Ã‚ ¢ Observe the following suggestions to Include only relevant information. à ¢Ã¢â€š ¬Ã‚ ¢ Stick to the purpose of message Delete irrelevant words Avoid long introduction, unnecessary explanation etc. Get to the important point concisely. Avoid un-necessary Repetition Sometimes repetition is necessary for focusing some special issue. But when the same thing is said without two or three reasons, the message become wordy and boring. Thats why try to avoid Un-necessary repetition. Some ways to eliminate unnecessary words Use shorter name after you have mentioned the long once. e.g. Spectrum communications Private limited use spectrum. Use pronouns or initials E.g. Instead of world trade organization use WTO or You can use IT for Information Technology. (Keeping in views that receiver knows about these terms) 3) Consideration Consideration means To consider the receivers Interest/Intention. It is very important in effective communication while writing a message you should always keep in mind your target group consideration is very important C among all the seven Cs. Three specific ways to indicate consideration à ¢Ã¢â€š ¬Ã‚ ¢ Focus on you instead of I or We à ¢Ã¢â€š ¬Ã‚ ¢ Show audience benefit or interest of the receiver à ¢Ã¢â€š ¬Ã‚ ¢ Emphasize positive, pleasant facts. Using you help you, but over use lead a negative reaction. Always write a message in such a way how audience should be benefited from it. à ¢Ã¢â€š ¬Ã‚ ¢ We attitude: I am delighted to announce that we will extend to make shopping more. à ¢Ã¢â€š ¬Ã‚ ¢ You attitude: You will be able to shop in the evening with the extended hours. Readers may react positively when benefit are shown to them. Always try to address his/her need and want. Always show/write to readerà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦ what has been done so far as his/her query is concerned. And always avoid that his/her need and wants. Always avoid that has not been done so far. 4) Concreteness It means that message should be specific instead of general. Misunderstanding of words creates problems for both parties (sender and receiver). When you talk to your client always use facts and figures instead of generic or irrelevant information. The following guidelines should help you to achieve the Concreteness. à ¢Ã¢â€š ¬Ã‚ ¢ Use specific facts and figures à ¢Ã¢â€š ¬Ã‚ ¢ choose image building words e.g General He is very intelligent student of class and stood first in the class. e.g. Alis GPA in B.Sc Electrical Engineering 2k3-f session was 3.95/4.0; he stood first in his class. Always write on a very solid ground. It should definitely create good image as well. 5) Clarity Accurately is purpose of clarity In effective business communication the message should be very much clear. So that reader can understand it easily. You should always choose precise words. Always choose familiar and easy words. Construct effective sentences and paragraphs. In business communication always use precise words rather longer statements. If you have a choice between long words and shorter one, always use shorter one. You should try your level best to use familiar/easy to understand words so that your reader will quickly understand it. Familiar Next familiar words 1-after subsequent 2-home domicile 3-for example e.g. 4-pay remuneration 5-invoice statement for payments 6) Courtesy Knowing your audience allows you to use statements of courtesy; be aware of your message receiver. True courtesy involves being aware not only of the perspective of others, but also their feelings. Courtesy stems from a sincere you-attitude. It is not merely politeness with mechanical insertions of please and Thank you. Although Appling socially accepted manners is a form of courtesy. Rather, it is politeness that grows out respect and concern for others. Courteous communication generates a special tone in their writing and speaking. How to generate a Courteous Tone? The following are suggestions for generating a courteous tone: Be sincerely tactful, thoughtful and appreciative. Use expressions that show respect for the others Choose nondiscriminatory expressions be sincerely Tactful, Thoughtful and Appreciative Though few people are intentionally abrupt or blunt, these negative traits are common cause of discourtesy. Avoid expression like those in the left hand column below; rephrase them as shown in the right-hand column. Tactless, Blunt More Tactful Stupid letter; I cant understand I should understand it, as there is no confusing word in this letter, could you please explain it once again? Its your fault, you did not properly Sometimes my wording is not precise; let me try gain read my latest FAX Thoughtfulness and Appreciation Writers who send cordial, courteous messages of deserved congratulations and appreciation (to a person inside outside) help to build goodwill. The value of goodwill or public esteem for the firm may be worth thousands of dollars. 7) Correctness At the core of correctness are the proper grammar, punctuation and spelling. However, message must be perfect grammatically and mechanically. The term correctness, as applied to business messages also mean three characteristics o Use the right level of language o Check the accuracy of figures, facts and words o Maintain acceptable writing mechanics. Use the right Level of Language We suggest that there are three level of language 2. Formal 3. informal 4. Substandard. Take a quick guess: what kind of writing is associated with each level? What is the style of each? Formal and Informal Words Formal writing is often associated with scholarly writing: doctoral dissertations, scholarly, legal documents, top-level government agreements and other material where formality is demanded. Informal writing is more characteristic of business writing. Here you use words that are short, well-known and conversational as in this comparison list: More Formal Less Formal Participate Join Endeavor try Ascertain find out Utilize Use Interrogate question. Substandard Language Avoid substandard language. Using correct words, incorrect grammar, faulty pronunciation all suggest as inability to use good English. Some examples follow: Substandard More Acceptable Aint isnt,arent Cant hardly can hardly Aim to proving aim to prove Desirous to desirous of Stoled stolen. Facts and Figures Accuracy Check Accuracy of Facts, Figures and words it is impossible to convey meaning precisely, through words, from the head of the sender to a receiver. Our goal is to be as precise as possible, which means checking and double-checking and double-checking to ensure that the figures, facts and words you use are correct. A good check of your data is to have another person read and comment on the validity of the material à ¢Ã¢â€š ¬Ã‚ ¢ Figures and facts à ¢Ã¢â€š ¬Ã‚ ¢ Verify your statistical data à ¢Ã¢â€š ¬Ã‚ ¢ Double-check your totals à ¢Ã¢â€š ¬Ã‚ ¢ Avoid guessing at laws that have an impact on you, the sender and your à ¢Ã¢â€š ¬Ã‚ ¢ Have someone else read your message if the topic involves data. à ¢Ã¢â€š ¬Ã‚ ¢ Determine whether a fact has changed over time. Proper Use of Confusing Words! Our Language (Any) is constantly changing. In fact, even dictionaries can not keep up with rapid change in our language. The following words often confusing in usage: A, An use a before consonants and consonants sounds or a long u sound. Use an before vowels. Accept, except accept is a verb and means to receive. Except is a verb or a preposition and relates to Omitting or leaving out. Anxious, eager Anxious implies worry, eager conveys keen desire CONCLUSION These 7Cs help a person to compose a message in such a way that brings back the positive feedback from the receivers. Thats why it is advice able for everyone to understand and apply these 7Cs whether he is a teacher, doctor, businessman or a student.

Applications And Use Of Complex Numbers

Applications And Use Of Complex Numbers A complex number is that number which comprises a real and an imaginary part. It is mainly written in the form a + bi, where a is real numbers, and i is the imaginary unit with b as also the real part of the imaginary portion with the property i2 = à ¢Ã‹â€ Ã¢â‚¬â„¢1. The complex number contains the real number, but extends them by adding it to the extra number and corresponding expands the understanding of addition and multiplication. Complex numbers was first explained by Gerolamo Cardano (Italian mathematician), he called it as fictitious, when he was attempting to find the solution for the cubic equations. The solution for the cubic equation in radical function without any trigonometric form involve in it, it may need some calculations which contains the square roots of some of the digit containing negative numbers, even when the final solution was found it was of real numbers, this situation is known as casus irreducibilis. This reach ultimately to the proposition of algebra, which shows hows that with complex numbers is a explanation to occurs with every polynomial equation of the first degree or higher. Complex numbers thus form an algebraically bolted arena, where any polynomial equation partakes the root. The directions for addition, subtraction, multiplication, and division of complex numbers were established by Rafael Bombelli. A more abstract formalism for the complex numbers was promoted by the Irish mathematician William Rowan Hamilton, who prolonged this idea to the concept of quaternions. Complex numbers are used in a number of fields, including: engineering. When the underlying arena of numbers for a mathematical construct is the field of complex numbers, the name usually redirects that fact. Some of the examples are complex exploration, complex matrix, complex polynomial, and complex Lie algebra. Let R be the set of all real numbers. Then a complex number is of the form a + ib, Where a and b implies in R and, i2 = à ¢Ã‹â€ Ã… ¡-1. We signify the set of all complex numbers by C. a is the real part and b the imaginary part, written as a = Re z, b = Im z. i is called the imaginary unit of the complex number. If a = 0, then z = i b is a pure imaginary number. Two complex numbers are equivalent if and only if their real parts are identical and their imaginary parts are also identical. Normal Form of the Complex Number Complex Numbers contain a set of all numbers in the form a + bi where, a is the Real Part and bi is the Imaginary Part. It chances out the all numbers which may be inscribed in this form. For the numbers that are in regular Real form, there is no I part so b=0. For eg., we may write 8 as 8 + 0i. Particular numbers, like 4 + 2i, which have both a real and imaginary part, with a =4 and b = 2. And, like 9i have no Real part and may be written as 0 + 9i. We occasionally call these numbers like 9i, which have no Real part, as decently imaginary. APPLICATION AND USES OF COMPLEX NUMBER: Engineers use complex numbers in studying stresses and strains on rays and in studying resonance occurrences in structures as different as tall buildings and suspension bridges. The complex numbers come up when we see for the eigenvalues and eigenvectors of a matrix. The eigenvalues are the roots of the assured polynomial equation related with a matrix. The matrices can be quite large, possibly 100000 by 100000, and the related polynomials which is of very high degree. Complex numbers are used in studying the stream of liquids around hindrances, such as the flow around a pipe. Mathematicians practice complex numbers in so many means, but one way is in learning infinite series, like ez = 1+z+z2/2!+z3/3!+z4/4!+, Where z = x+i*y is a complex equation. This is a natural environment to learn the series than on the real stripe. We are interested in a statement that comes from the above series: it is that e(i*pi) = -1. This brief equation tells four of the most important coefficients in mathematics, e, i, pi, and 1. Our calculator can be capable to switch complex numbers. We may be able to form that e(i*t) = cos(t)+i*sin(t), From which the previous end result follows. Just let t = pi. We use complex number in following uses:- IN ELECTRICAL ENGINEERING The furthermost eg where we use complex numbers as it is occasionally named as from electrical engineering, where imaginary numbers are used to keep track of the amplitude and phase of an electrical oscillation, such as an audio signal, or the electrical voltage and current that power electrical appliances. Complex numbers are used a great deal in electronics. The foremost aim for this is they make the whole topic of analyzing and understanding alternating signals much easier. This seems odd at first, as the concept of using a mix of real and imaginary numbers to explain things in the real world seem crazy! Once you get used to them, however, they do make a lot of things clearer. The problem is to understand what they mean and how to use them in the first place. To help you get a clear picture of how theyre used and what they mean we can look at a mechanical example The above animation shows a rotating wheel. On the wheel there is a blue blob which goes round and round. When viewed flat on we can see that the blob is moving around in a circle at a steady rate. However, if we look at the wheel from the side we get a very different picture. From the side the blob seems to be oscillating up and down. If we plot a graph of the blobs position (viewed from the side) against time we find that it traces out a sine wave shape which oscillates through one cycle each time the wheel completes a rotation. Here, the sine-wave behavior we see when looking from the side hides the underlying behavior which is a continuous rotation. We can now reverse the above argument when considering a.c. (sine wave) oscillations in electronic circuits. Here we can regard the oscillating voltages and currents as side views of something which is actually rotating at a steady rate. We can only see the real part of this, of course, so we have to imagine the changes in the other direction. This leads us to the idea that what the oscillation voltage or current that we see is just the real portion of a complex quantity that also has an imaginary part. At any instant what we see is determined by a phase angle which varies smoothly with time The smooth rotation hidden by our sideways view means that this phase angle varies at a steady rate which we can represent in terms of the signal frequency, f. The complete complex version of the signal has two parts which we can add together provided we remember to label the imaginary part with an i or j to remind us that it is imaginary. Note that, as so often in science and engineering, there are various ways to represent the quantities were talking about here. For example: Engineers use a j to indicate the square root of minus one since they tend to use i as a current. Mathematicians use i for this since they dont know a current from a hole in the ground! Similarly, youll sometimes see the signal written as an exponential of an imaginary number, sometimes as a sum of a cosine and a sine. Sometimes the sign on the imaginary part may be negative. These are all slightly different conventions for representing the same things. (A bit like the way conventional current and the actual el ectron flow go in opposite directions) The choice doesnt matter so long as youre consistent during a specific argument. We can now consider oscillating currents and voltages as being complex values that have a real part we can measure and an imaginary part which we cant. At first it seems pointless to create something we cant see or measure, but it turns out to be useful in a number of ways. SIGNAL ANALYSIS: Complex numbers are used in signal analysis and other fields for a convenient description for periodically varying signals. For given real functions representing actual physical quantities, often in terms of sines and cosines, corresponding complex functions are considered of which the real parts are the original quantities. For a sine wave of a given frequency, the absolute value |z| of the corresponding z is the amplitude and the argument arg (z) the phase. IMAGINARY NUMBER IN REAL LIFE: Since complex numbers are often called imaginary numbers, they often become suspect, seen as mathematicians playthings. This is far from the truth, although not easy to prove. If you were to spend some time in a university library looking through physics, engineering, and chemistry journals or through books in these disciplies, you would find many applications of complex numbers. But this is difficult, since the uses are often buried under a lot of terminology. Complex numbers enter into studies of physical phenomena in unexpected ways. There is, for example, a differential equation with coefficients like a, b, and c in the quadratic formula, which models how electrical circuits or forced spring/damper systems behave. A car equipped with shock absorbers and going over a bump is an example of the latter. The behavior of the differential equations depends upon whether the roots of a certain quadratic are complex or real. If they are complex, then certain behaviors can be expected. These are often just the solutions that one wants. In modeling the flow of a fluid around various obstacles, like around a pipe, complex analysis is very valuable to transforming the problem to a much simpler problem. When economic systems or large structures of beams put together with rivets are analyzed for strength, some very large matrices are used in the modeling. The eigenvalues and eigenvectors of these matrices are important in the analysis of such systems. The character of the eigenvalues, whether real or complex, determines the behavior of the system. For example, will the structure resonate under certain loads. In everyday use, industrial and university computers spend a significant portion of their time solving polynomial equations. The roots of such equations are of interest, whether they are real or complex.

I Was a Washington D.C. Intern :: Essays Papers

I Was a Washington D.C. Intern On June 9, 2003, my life took an interesting turn. It was a sunny day. Blue skies, humidity insanely high, and I found myself at 4th Street and Constitution in Washington, D.C. I stood before an angled architectural masterpiece by famed architect I.M. Pei; its pointed corners jutted out towards the grassy Mall and Capitol Hill as if it were some sort of Picasso-esque compass pointing simultaneously towards all the tourist hot spots. (The one corner, purportedly the sharpest building corner in the world, wore a dark gray spot about eye level where thousands if not millions of tourists had touched it just to see how sharp it really was). I found myself standing before it, not as tourist . . . but as an employee on my first day of work. It all seemed a little overwhelming. How I ended up there still seems like a dream even today. Back in early 2001, while working in an art museum library in Nashville, Tennessee, I heard about the internships at the National Gallery of Art. They have quite the reputation in the art world. I bemused myself by daydreaming of one day being an intern there. At the time I heard about them I most certainly wasn't a good candidate. I only had the one art museum gig under my belt and I still really lacked direction in my career ambitions. But fast forward to 2002. I was no longer working at the art museum library (the position was eliminated due to budget cuts) and I was no longer living in Nashville (I moved to Tucson to attend SIRLS). There's probably nothing else like losing your job to really make you figure out what you want to do with your life. I realized several things: I wanted to continue working in an information provision setting, and I wanted to work with visual collections, spe cifically photographs. Because of those goals, I chose to immediately find my way in at the Center for Creative Photography as soon as I arrived on campus in Tucson. I started out as a volunteer and would go on to do an internship there. This critical experience was exactly what I needed to boost my resume to the level of D.C. intern candidate. So . . . six full months before June 9, 2003, I applied for an internship at the National Gallery of Art.

Encouraging Gun Ownership :: Guns Weapons Rights Amendments Essays

Encouraging Gun Ownership Introduction I. What is the foundation of modern technology? It's the history of the gun. Thesis Statement: I will persuade you in that, (1) federal gun control laws are unconstitutional, and (2) I will prove the 2nd Amendment is both a "State" and "Individual Right." Body I.The foundation of our country is based in English Bill of Rights and the American Revolution. A. What is the difference between the Declaration of Independence, the U. S. Constitution and the "Bill of Rights?" 1. The Declaration of Independence gives the reasons, as to why America wanted seperation. 2. The Constitution gives the federal government certain powers. 3. The "Bill of Rights" limited the power of the federal government. B. The views of gun control advocates. 1. Gun control saves lives. 2. When America was founded guns only shot one bullet at a time. 3. Gun control will keep guns out of the hands of criminals. 4. Children should not have guns. 5. Gun control will reduce the hazards to law enforcement. 6. If citizens carry guns, there will be daily shoot-outs in the streets. 7. We don't want to ban deer rifles, just assault rifles. 8. Why do you need an assault rifle? 9. The entertainment industry is not at fault, it's the gun's fault! 10. The 2nd is a collective right and not an "Individual Right." C. My rebuttal to gun control advocates. 1. Vehicle control saves more lives than gun control. 2. The musket was an assault rifle, like the AK-47 is today. 3. If you don't want criminals to have guns, keep them behind bars. 4. As a child I had guns, and I came out ok. 5. Law enforcement is often the problem, remember Rodney King. 6. Crime has gone down in States with right to carry laws. 7. The Violence Policy Center wants to vilify the deer rifle. 8. Who knows what the future holds? Do you remember Hilter? The economic fall-out of 1929? 9. The gun's fault? Could it be society has been socially conditioned, into violence behavior? 10. The 2nd is both a "State" and "Individual Right." (historical) II. I defy my opponents to show in the "Bill of Rights" where it bars any particular type of firearm. A. I lawfully purchased the AK-47, with in the frame-work of the Constitution. The federal government allowed it to be imported. The State of Texas allowed it to be sold, thus making its ownership Constitutional. (legal) B. My views are better than my opponents views, because the 2nd Amendment in the "Bill of Rights" is intended to limit the power of the federal government, and not that of the States.

Encounters with Death in The Masque of Red Death Essay examples -- Mas

Encounters with Death in The Masque of Red Death      Ã‚   After reading Edgar Allan Poe's "The Masque of Red Death" (317-22), the reader can only conclude that death is the theme once again in another thrilling horror tale. Other critics such as Patricia H. Wheat, view this tale as a battle between life and death (51-56). Yet, Leonard Cassuto brings an interesting theory to this tale--"According to the narrator's own account, no one survives the Red Death. The only one who(lives) is Death. The narrator must be death himself" (317-20). Reflecting back to the various critical analogies on tone, character, and allegory on "The Masque of Red Death" a certain aspect of this work has yet to be defined. The plague that devastated a whole countryside could only be described. Could it be that Poe uses this fiction to chronicle his own encounters with death in his own life? To better understand this viewpoint a short summary is incorporated:    " The Red Death had long devastated the country. No pestilence had ever been so fatal, or so hideous. Blood was its Avatar and it's seal-the redness and the horror of blood. There were sharp pains, and sudden dizziness, and then profuse bleeding at the pores, with dissolution. The scarlet stains upon the body and especially upon the face of the victim was the pest ban, which shut him out from the aid and from the sympathy of his fellow men. And the whole seizure, progress, and termination of the disease were the incidents of half an hour" (Poe 317-22).    In this passage Poe describes a plague that death uses to take its victims. The horrific manner in which the disease appears -- bleeding at the pores, sharp pains, and seizures--can be related back to episodes in... ...Tales of Mystery and Imagination Norwalk: Heritage P.,1969. 317-322. Starret, Vincent. "Tales of Mystery and Imagination." Norwalk: Heritage P., 1969. Intro. Wheat, Patricia H. " The Masque of Indifference in The Masque of Red Death". Stud Short Fiction, 19(1982), 51-56.    Works Consulted Alton, Laura. "Masque of Red Allegory." 30 Oct.,1999. <http://www.neo.Irun.com/12stark/12smith/Netpages/Masque/alton.htm>. Bell, H.H. " The Masque of Red Death An Interpretation." South Atlantic Bulletin. 38 (Nov. 1973) 101-105. Dudley, Leonard. " The Coy Reaper: Unmasque-ing the Red Death". Stud Short Fiction. 30 (1993), 169-73. Silk, Richard D. "Poe's The Masque of Red Death". Explicator, 47(1989) 24-26. Womack, Martha. "Edgar Allan Poe's The Masque of Red Death." 28 Oct. 1999. <http://www.poedecoder.com/essays/masque/>.    Encounters with Death in The Masque of Red Death Essay examples -- Mas Encounters with Death in The Masque of Red Death      Ã‚   After reading Edgar Allan Poe's "The Masque of Red Death" (317-22), the reader can only conclude that death is the theme once again in another thrilling horror tale. Other critics such as Patricia H. Wheat, view this tale as a battle between life and death (51-56). Yet, Leonard Cassuto brings an interesting theory to this tale--"According to the narrator's own account, no one survives the Red Death. The only one who(lives) is Death. The narrator must be death himself" (317-20). Reflecting back to the various critical analogies on tone, character, and allegory on "The Masque of Red Death" a certain aspect of this work has yet to be defined. The plague that devastated a whole countryside could only be described. Could it be that Poe uses this fiction to chronicle his own encounters with death in his own life? To better understand this viewpoint a short summary is incorporated:    " The Red Death had long devastated the country. No pestilence had ever been so fatal, or so hideous. Blood was its Avatar and it's seal-the redness and the horror of blood. There were sharp pains, and sudden dizziness, and then profuse bleeding at the pores, with dissolution. The scarlet stains upon the body and especially upon the face of the victim was the pest ban, which shut him out from the aid and from the sympathy of his fellow men. And the whole seizure, progress, and termination of the disease were the incidents of half an hour" (Poe 317-22).    In this passage Poe describes a plague that death uses to take its victims. The horrific manner in which the disease appears -- bleeding at the pores, sharp pains, and seizures--can be related back to episodes in... ...Tales of Mystery and Imagination Norwalk: Heritage P.,1969. 317-322. Starret, Vincent. "Tales of Mystery and Imagination." Norwalk: Heritage P., 1969. Intro. Wheat, Patricia H. " The Masque of Indifference in The Masque of Red Death". Stud Short Fiction, 19(1982), 51-56.    Works Consulted Alton, Laura. "Masque of Red Allegory." 30 Oct.,1999. <http://www.neo.Irun.com/12stark/12smith/Netpages/Masque/alton.htm>. Bell, H.H. " The Masque of Red Death An Interpretation." South Atlantic Bulletin. 38 (Nov. 1973) 101-105. Dudley, Leonard. " The Coy Reaper: Unmasque-ing the Red Death". Stud Short Fiction. 30 (1993), 169-73. Silk, Richard D. "Poe's The Masque of Red Death". Explicator, 47(1989) 24-26. Womack, Martha. "Edgar Allan Poe's The Masque of Red Death." 28 Oct. 1999. <http://www.poedecoder.com/essays/masque/>.   

Mormonism – Church of Jesus Christ of Latter Day Saints

I. IntroductionMormons is the common name of members of The Church of Jesus Christ of Latter-day Saints, a Christian body to United States origin. The name is from the prophet Mormon, whose writings, members believe, form the sacred Book of Mormon.The present-day church is descended from the persecuted sect that established a self-sufficient colony in the barren dessert of Utah in 1847. The Mormons still have their major strength in Utah, but have expanded into other sections of the country and have made converts in many foreign countries. Headquarters are in Salt Lake City, Utah (Davies, 2003).The purpose of this study is to: (1) know the history of Mormonism; (2) analyze the beliefs, practices, and organization of the movement from a biblical (Christian) perspective and; (3) explain the movement’s response to Biblical claims of Jesus Christ as well as why or why not I believe this group deserves the label of Contemporary Religious Movement (Cult).II. BackgroundA. HistoryMorm onism was founded by Joseph Smith (1805-1844), who lived as a youth near Palmyra, western New York. At 14 he began to have visions. In 1827, he announced that after revelation in 1823 he found golden plates with hieroglyphics, which he translated with divine aid and published as the Book of Mormon (1830). The golden plates were not made public, but 11 men testified that they had seen them. Smith founded the church in 1830 with sex members. The sect grew rapidly in numbers (â€Å"Interview of Martin Harris†).In 1831 the Mormons established their first temple in Kirtland, Ohio, near Cleveland, but the group suffered severe financial problems and lost many of its members.  Other Mormons settled in Independence, Missouri. Soon forced to move because of the hostility of their neighbors, they next founded the town of their neighbors, they next founded the town of Far West in Caldwell County. In 1838-39 they were driven out of Missouri because of religious prejudice and fear of Mo rmon political power.The refugees next settled in Commerce, Illinois, and renamed the town Nauvoo. Here on swampy land along the Mississippi the Mormons built an impressive city of about 20,000, then the largest city in Illinois. Again there was religious persecution and bitter strife over the growing political power of the Mormons. A new source of conflict was the doctrine of polygamy introduced by Joseph Smith. In 1844, Smith was murdered by a mob. Because of continued harassment by their neighbors, the Mormons abandoned Nauvoo in 1846 (â€Å"Mormonism’s History,† 2006).III. DiscussionThe Mormons believe their church is the true modern successor of the early church of Jesus Christ. The church’s aim â€Å"is to prepare the world, by the preaching of the restored gospel and the founding of the Latter-day Zion, for the Messiah’s second coming and the advent of the millennium.A. BeliefsThe Mormons accept the Bible as sacred and look upon the Book of Mormon as equal to it in authority. But I strongly believe that there is no book in the world that would equal to the Bible, not even the Book of Mormons because this Scripture (Bible) is God-breathed as stated in second Timothy chapter 3 verse 16 â€Å"All Scripture is God-breathed and is useful for teaching, rebuking, correcting, and training in righteousness.† This would mean that the writers of the Bible are inspired and anointed by the Spirit of God (Barlow, 1997).The Book of Mormons tells the history of an ancient band of Jewish exiles believed by Mormons to be the ancestors of the American Indians but the Bible is silent about it. Other books of scripture are the Doctrine and Covenants, a collection of revelations given through the founder, Joseph Smith; and the Pearl of Great Price, containing the writings-not found in the Bible-which Mormons believe are revelation of Abraham and Moses. Moreover, I contest that the church should not be under the beliefs of its founder but s hould be followed by the teachings of Jesus Christ, who is the head of the church.The Mormons believe in continuous revelation by God. Yes, I agree to it but the revelation must always be in the context of the Scripture; thus, anything that is not in the word of God is not of God. In addition, the Mormons believe that God the Father and his son Jesus Christ appeared to Joseph Smith. Individual members may receive revelations from God for the guidance of their own lives. But only one man at a time may receive revelations from God for the whole church, and he is the president of the whole church. Mormons emphasize faith in Jesus Christ and repentance for sins (Barlow, 1997).I disagree to what the Mormons believe because no one ever sees God. Even Moses and Abraham and other great men of God did not see him face to face because no one can stand in his presence for he is a Holy God. When God appeared to Moses, God showed himself in a form of burning bush and Moses trembled because of Go d’s presence. Moreover, God can do anything he wants to do because he is an omnipotent God. He can speak to different people at the same time. He doesn’t only reveal himself and speak to the leader of the church but also reveal himself and speak to us individually through the Holy Spirit and his words because God has no favoritism.B. PracticesThe Mormons baptize by immersion for the remission of sins and practice laying of hands for the gift of the Holy Spirit. Holy Communion is celebrated with bread and water. In the Bible, the remission of sin is through the blood of Jesus Christ. Water baptism is mentioned in the Bible but it simply signifies that you buried your old life and new life has waited for you.The Mormons have two practices exclusive with them: baptism for the dead and celestial marriage. Baptism for the dead is chiefly for ancestors not baptized as Mormons; a living person is baptized in proxy for the dead. A celestial marriage is one in which a couple is married under the authority of the priesthood in a Mormon temple and is â€Å"sealed for eternity† so that in the celestial kingdom the family the family relationship will be resumed. Marriages outside a temple are for life on earth only (Givens, 1997). From the 1840’s until 1890, Mormon doctrine permitted â€Å"plural marriage,† or polygamy. I would say that these teachings are not found and written in the Bible. Our marriage to our partner here on earth is only temporary.Mormon temples are used only for secret rites, primarily those of celestial marriage and baptism of the dead. They are open only to Mormons of good standing. Sunday services are held in local churches called ward halls, and non-Mormons are welcomed. Visitors may also enter the Tabernacle in Salt Lake City, which is used for conferences and concerts (Davies, 2003).Mormonism looks upon health as a spiritual value and bans the use of liquor, tobacco, coffee, and tea. Recreation is encouraged. Th ere is emphasis on education and on work and thrift. The church operates a vast welfare program for its members who are in need, and it disapproves of public aid. Members support the church by tithing (giving one-tenth of their gross income).   On the other hand in the Bible, we are taught that our body is the temple of the Living God as stated in first Corinthians chapter 6 verses 19-20 that is why we should take care of our bodies because we need to glorify God—body, soul and Spirit.IV. ConclusionIn conclusion, I will base my belief according to the word of God which is the  Bible so I would say that Mormonism or the Church of Jesus Christ of Latter Day Saints is a cult because it does not follow fully to the word of God. They have practices and beliefs which cannot be found in the Scripture. As I said earlier, anything that is not from the word of God is not of God. Though they may claim that they believe on Jesus Christ yet their practices are not in line the teaching s of Jesus.Reference:1. â€Å"Mormonism’s History†. CHRISTIAN APOLOGETICS AND RESEARCH   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   MINISTRY.      http://www.carm.org/lds/beginning.htm   2006.2. â€Å"Interview of Martin Harris.† https://user.xmission.com/~research/about/docum4.htm3. Barlow, Philip L. (1997). Mormons and the Bible: The Place of the Latter-Day Saints in   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   American Religion. Oxford University Press. New York.4. Davies, Douglas J. (2003). An Introduction to Mormonism. Cambridge University Press.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Cambridge, England.5. Givens, Terryl L. (1997). The Viper on the Hearth: Mormons, Myths, and the Construction of Heresy. Oxford University Press. New York

Bachelor in business and management studies

In this contemplation essay I will discourse my experience in working in-group, composing accomplishment and take notes skill, enchantress is truly touch my demands. To began with, my first work in group at UWIC that was at the beginning of term one, we informed by the leader of concern in context faculty that we have 20 % of entire appraisal will be a group presentation ( 15 -20 proceedingss ) , besides the subjects will be assigned in 3rd seminar ( Week 4-12 ) , and the presentation will get down from hebdomad 33 ( 14 March 2011 ) . That sound makes me exciting because I liked to work in-group, where I already have some cognition from my working in ministry of wellness, Sultanate Of Oman. After that, during that term, the faculty coach, Andrea steel divided the category pupil to different groups.A Me, George Cliff, Laura Colligan, and Catherine Casey to be in one group called group E. Because of the group is assorted between male childs and misss, I though the group will be more active. Anyhow, this group must sit to garner during the seminars until the coach give us the subject of the presentation that we have to do.A Than, seminar after seminar, I shocked that no 1 came to that group except Laura, me, and sometimes Catherine attended. I discussed with Laura that we could n't work without the remainder group. So, we decided to talk to our coach to see what can she make. The response from our coach was to believe about allotment us to anther groups and she would direct an e-mail inform us witch group that we will fall in. I became Sade because I will non work in that group. In the last hebdomad of the first term, precisely on 16/12/2010, I received an electronic mail sent to all pupils in the category for regeneration all groups.A Besides the subjects were given ( To what extent is leading different from direction? ) that is my group subject. Fortunately, there was no alteration in my group members ; besides the coach increased the squad members to be five instead than four.A William Gray has been joined the group ( Appendix 1 ) . Furthermore, there is a deadline that we must subject a transcript of the presentation on 04/03/2011. After Christmas interruption, in the 2nd term, we started the study.A As usual, most group squad did non go to the seminar group.A My co-worker Laura three to reach some members that we should run into to complete the work, but no Convincing reply. Day by twenty-four hours, Laura and me started to fix the presentation. That make me to work under presser, we had to complete the presentation before the deadline. AndA besides theA work will beA limited toA two. ThisA does notA accomplish theA goalA ofA the group ‘s work. But we do n't hold option except complete our work, and me, her and possibly Catherine and George both will fall in us at the presentation twenty-four hours ( as Laura said ) . Differently we completed ( Laura and me ) the work and handed in I-zone on clip. It is truly bad experience to me to be in group non earnestly and did non take the duty of the work that we should did as a group. I agreed that the work finished by the clip, but non by two members merely from originally five members. The Surprising is, at the suggested twenty-four hours of the presentation, all group work met for the first clip. Indeed, that mad me disappointed from this group. As a group we should cognize the advantages of working in-g roup and what we should achieved. At least, I should inform faculty Tutor about that but I did non make that due to Laure takes the duty of our work. She said ; she would wish to be the squad leader, so the squad leader must inform the module leader of any non active members in the squad as we informed antecedently. I am abashed that I did non took the duty to inform the faculty leader or the coach about what happened in this group from the beginning and left that to Laura. Because she is sympathetic with the members, she did non inform the specializer. As Burns and Sinfield ( 2003 ) concluded, â€Å" If you can non work with other people, you are improbable to be able to maintain a occupation † . I think the simple and really effectual scheme is to take my group with attention. Choose people who are as motivated, positive and hardworking. Consequently, I faced the job with my group since the group may non involvement to work in this group in peculiar. Besides some pupils may happen it hard to take part in a group. Group work offers many advantages to us as a pupil. One thing it offers an chance to portion the work load. It is easer to make some research in the presentation subject if I portion it out. Furthermore, it gives the opportunity to discourse things in-group and every one in the group will larn more if they had merely done something on their ain. Not merely this, it besides get to polish the personal and inter personal accomplishments if we learn to discourse thoughts and negotiate schemes with tact and diplomatic i n my group. Another advantages of group work is that a good group offers societal support that can interrupt down some of the isolation sometimes associated with being a pupil. Another accomplishment I would wish to discourse approximately in this essay is my writing manner. Trough the academic Year there is a figure of assignments I had to make. The coachs ‘ feedbacks indicate the betterment in my authorship. For illustration, in the Entrepreneurship and Enterprise faculty assignment feedback signifier was reference that, I am first-class in research and really good in construction presentation ( appendix 2 ) . That gives me the inducement to better my authorship for the following assignments. That is due to the techniques that I used within to better the quality of my response to the assignment undertaking. As Wallace ( 2004 ) and Longman and Atkinson ( 2005 ) Argues, the techniques are: Using definitions and illustrations: when composing it is frequently utile to specify cardinal footings in order to forestall confusion or misinterpretation. Generally, I can do clearly statement by giving an illustration. But I can non turn out anything by giving illustration. There may be counter-examples that I have ignored or overlooked. In my assignment I tried to utilize definitions and illustrations because I know it makes my position clearer, besides that gives indicate to reader of my points. Evidence, deduction and illation: when I want to back up my statement, I have to include some grounds. Because that implied the dependability of my authorship. Drafting and re-drafting: composing assignment non like composing an reply in an test, I likely have clip to compose my reply merely one time in test. Whereas composing an assignment is non timed. So, that able me to compose more than one bill of exchange. Re-drafting is painless when I used a word processer for my authorship ; it is greatly heighten the quality of my written work. Overall impact ( coherence and signposting ) : many first bill of exchanges suffer from non being consistent plenty and from being inadequately signposted. To avoid being in that state of affairs, I tried to accomplish much greater impact in my authorship by: Signpost the construction in a helpful manner. Make it clear to the reader ( hangs together ) Proofreading: its 2nd and concluding phase of re-drafting. I concerned to look into in inside informations for illustration, spelling, punctuation, pages numbered, spell-check, and whether grammar is right. Mentions: I ever make certain that all beginnings referred to in the listed of mentions. Furthermore, mentions must to be in the right alphabetical order, displayed in the appropriate manner, and besides complete in that they contain all the required beginning information. Writer ‘s family name is most of import for alphabetical ordination. Writing really assist me to develop creativeness and contribute to my ability to analyse chief thoughts and reflect in my authorship. I will concentrate in reading more books because that will supply me with the cognition of composing different manners such as studies or thesis. Taking note is another of import factor that contribute to the success of pupils in their academic old ages. That is one of my failings since the beginning of the academic twelvemonth. I ne'er take the important of taking note during the talks or seminars. I face job when I performed the economic test in the managing markets module in 2nd term, because I had non take the duty of the of import of note pickings. Notes serve several intents. First, some talk information might non be in the text or press releases, so I need to enter this information for future mention. Second, the information emphasized in a talk frequently signals what will be on test, and that ‘s ground adequate for taking notes. Third, category notes serve as a agency of external storage. As I am a busy pupil, I can non retrieve every thing I hear accurately. Therefore, notes serve as alternate signifier of memory ( Longman & A ; Atkinson 2005 ) . Note taking AIDSs callback in several ways. First, note pickings is a multisensory activity that requires more attempt than mere hearing does. This extra attempt additions my acquisition and provides extra ways for me to hive away, and subsequently recover, information. Because I do n't hold clip to compose of all time thing that ‘s said by lector, I have to be selective. This selectivity helps me to be attending to the information. Given that I have already made some witting determinations about the importance of the information, I am more likely to retrieve it. Finally, as I am taking notes, my paraphrasis, form, and understand information to link this new information to my background. Therefore, integrate new thoughts more to the full and remember them more efficaciously ( Longman & A ; Atkinson 2005 ) . There is no individual right manner to take notes. Some note taking schemes my will assist to better this accomplishment. For illustration, symbols, layout, highlighting, circling on paper, abbreviation, underlining, and usage of capital letters. Besides I need to day of the month each twenty-four hours notes because this provides mention point if I need to compare my notes with person. Furthermore, I have to reexamine my notes every bit shortly as possible after taking them. That allowed me to accomplish more so pupils who do n't reexamine notes. ( Wallace 2004 ) & A ; ( Longman & A ; Atkinson 2005 ) .

Impact of the Computer and Internet Essay

Computers first made there debut and have been around since in the 1940s and the Internet since in the 1970s. Computer were large single room unit that have changed into hand held devices and microchips. The Internet was a blog where people from all over the world could post questions and get answers and now the Internet has become a global search engine. In the future, computers and the Internet will not only continue to evolve; they will be every day aspect to living in this society. Computers will be the new tools for communication and also play a big part in our every day life. In the future, our day’s tasks will be checked using a personal robotic butler, the misplaced car keys will be located by entering the word keys into a cellphone and getting a call back saying bedroom. Our cars will be self driven and would be able to park themselves. After work, there may be ads on the shopping mall wall reconfigure to suit each person passing by, so when there is a sign for a concert, you buy a ticket by waving your cellphone over the billboard. This next wave of computers will be so small they hardly seem like computers at all. The screen of billboards will be able to broadcast different ad depending on the time of day or the person walking past. People will be able take a picture of the ad using their camera phones and use it as a coupon for the product being advertised. They may also be able to project imagies of family member which you talk to them on telephone call. In the future, the number one major issue will be privacy. We are currently leaving a digital footprints and it will only grow larger in the future. Tracking someone can be iillgal and has raised troubling privacy issues but in recents years people are giving up this information free. Websites like Twiter, Myspace and Facebook give people the ablity to post and check into area all around the world. People are also allowing strangors to know if they are on vaction and even some people are allowing their address and information to be put on these sites. The social inpact of allowing computer to expand will be huge. Police and government surveillance could go beyond wiretapping to body-tapping. Big business could track a person’s spending and shopping habits. On the criminal front, the sensors could enable better stalking, kidnapping, and theft now that our every location is broadcast to the world. The only way we’re going to be able to have privacy in the future is to have it legislated. People want our data and will do anything to get it. We need to be able to protect ourselves and the only was to do it in the future is to not allow computer to tap into our lives. The internet brings as wide an audience together as possible. With the importance of accessibility getting the recognition it deserves lately. Rather than reading and clicking, the people will be able to tell a browser where they want to go with spoken commands. People now read newspapers watch television and listen to the radio via the Internet and soon all of our communications phones, TV, and the Web will be delivered over a high-speed â€Å"broadband† connection. People are also creating their own media including blog posts, music and videos and sharing them with huge audiences without needing permission from the gatekeepers. The Internet is changing the way most everyone experiences media. According to Free Press. com â€Å"It could become the central nervous system of a healthy democracy the greatest engine for free speech, civic engagement and economic growth ever known†. It may be our last, best hope to make an end-run around the traditional media gatekeepers. There is a similar threat to society because of the open Internet today, and the stakes couldn’t be higher. High-speed Internet access is fast becoming a basic public necessity, just like water or electricity. To protect free-flowing Internet access for everyone, people need to get involved. It has gone from lifeless and robotic to something a lot more palatable in the last few years, and seems to continue to improve. Another issue could be keeping some users away because that the Internet can be a vast and scary place. Audio surfing could be perfect for the commuters, children learning to read, step-by-step tutorials as well as the casual multitasking user. In the future, web surfing could be available on any device. It seems the technology industry is eager to integrate the Internet into every device. People will start by adding touch-screens to fridges and other appliances might create new opportunities and challenges for interfacing. Touch screen technology is only scratching the surface on intuitive pproaches to interfacing. More widespread Internet delivery will mean reaching a wider audience. The major weakness to the increase of connected devices comes in the same flavor as the raging net neutrality issues being discussed today. If the Internet is tied into content devices like televisions, broadcasting companies might start pulling more of their annoying control-freak shenanigans in an attempt to capture a greater audience. This will be temporary; the battle of old-media vs. the Internet has only one ending for years, the Internet has been about serving the singular user. With the growing need and importance of online community, multiple-user experiences seem like the next logical step. The social impact of the internet will be negative at the rate the internet is going. As people use the internet more, they will be able to keeping up with people more, spending less time talking with their families, and feeling more lonely and depressed due to the lack of human interaction. These results can change interpersonal communication was their most important reason for using the Internet. Online platforms, for instance, have reduced the costs of communicating and minimized the impact of barriers like time and geography. In conclusion, computers and the Internet will not only continue to evolve; they will be every day aspect to living in this society. Computers will be the new tools for communication and also play a big part in our everyday life. The internet will bring us wider audiences and accessibility to people all over the world. Both will have negative and positive aspect in society but may bring the world as we know it closer.

China Insurance Market Outlook to 2016 – Driven by Automobile Insurance Market

1  © This is a licensed product of Ken Research and should not be copied TABLE OF CONTENTS 1. 1. 1. 1. 2. 1. 3. Asia-Pacific Insurance Industry Industry Introduction Asia-Pacific Insurance Market Size by Direct Written Premium, 2005-2012P Asia-Pacific Insurance Market Segmentation 1. 3. 1. By Geography, 2005-2012P 1. 3. 2. By Life and Non Life, 2005-2012P 1. 4. Asia-Pacific Insurance Industry Future Outlook 1. 4. 1. By Geography, 2013-2016 3. 3. 1. 3. 2. 4. 5. 5. 1. 5. 2. 5. 3. 5. 4. 6. 6. 1. 7. 7. 1.China Insurance Industry China Insurance Value Chain China Insurance Market Size by Direct Written Premium, 2005-2012 China Insurance Government Regulations China Life Insurance Market China Life Insurance Market Size, 2005-2012 China Life insurance Claim Paid, 2005-2012 Market Share of Major Life Insurers in China, 2012 China Life Insurance Market Future Outlook and Projection, 2013-2016 China Non-Life Insurance Market China Non-Life Insurance Market Size, 2005-2012 Non-Life Insurance Segmentation, 2005-2012 China Property and Casualty Insurance Industry 7. 1. 1. China Property and Casualty Insurance Market Size, 2005-2012 7. . 2. China Property and Casualty insurance Claim Paid, 2005-2012 7. 1. 3. Property and Casualty Insurance Segmentation, 2005-2012 7. 1. 4. Market Share of Major Property and Casualty Insurers in China, 2012 2  © This is a licensed product of Ken Research and should not be copied 7. 1. 5. China Property and Casualty Insurance Market Future Outlook and Projection, 20132016 7. 2. China Motor Insurance Industry 7. 2. 1. China Motor Insurance Market Size, 2005-2012 7. 2. 2. China Motor Insurance Market Future Outlook and Projection, 2013-2016 7. 3. China Commercial Property Insurance Industry 7. 3. 1.China Commercial Property Insurance Market Size, 2005-2012 7. 3. 2. China Commercial Property Insurance Market Future Outlook and Projection, 2013-2016 7. 4. China Agricultural Insurance Industry 7. 4. 1. China Agricultural Insurance Market Size, 2005-2012 7. 4. 2. China Agricultural Insurance Market Future Outlook and Projection, 2013-2016 7. 5. China Liability Insurance Industry 7. 5. 1. China Liability Insurance Market Size, 2005-2012 7. 5. 2. China Liability Insurance Market Future Outlook and Projection, 2013-2016 7. 6. China Credit Insurance Industry 7. 6. 1. China Credit Insurance Market Size, 2005-2012 7. 6. 2.China Credit Insurance Market Future Outlook and Projection, 2013-2016 7. 7. China Accident Insurance Industry 7. 7. 1. China Accident Insurance Market Size, 2005-2012 7. 7. 2. China Accident Insurance Market Future Outlook and Projection, 2013-2016 7. 8. China Cargo Insurance Industry 7. 8. 1. China Cargo Insurance Market Size, 2005-2012 7. 8. 2. China Cargo Insurance Market Future Outlook and Projection, 2013-2016 7. 9. China Health Insurance Industry 7. 9. 1. China Health Insurance Market Size, 2005-2012 7. 9. 2. China Health insurance Claim Paid, 2005-2012 3  © This is a licensed product of Ken Research a nd should not be copied . 9. 3. China Health Insurance Market Future Outlook and Projection, 2013-2016 7. 10. Market Share of Major Non Life Insurers in China, 2011 7. 11. China Non-Life Insurance Market Future Outlook and Projection, 2013-2016 8. 9. China Insurance Industry Trends and Developments China Insurance Industry Future Projections, 2013-2016 9. 1. Cause and Effect Relationship Between Dependent and Independent Factors Prevailing in China Insurance Market 10. Company Profile of Major Players in China Life Insurance Industry 10. 1. China Life Insurance 10. 1. 1. Company Profile 10. 1. 2. Business Strategies 10. 1. 3.Financial Performance 10. 2. Ping An Life Insurance 10. 2. 1. Company Profile 10. 2. 2. Business Strategies 10. 2. 3. Financial Performance 10. 3. New China Life Insurance 10. 3. 1. Company Profile 10. 3. 2. Business Strategies 10. 3. 3. Financial Performance 11. Company Profile of Major Players in China Non-Life Insurance Industry 11. 1. Public Insurance Compan y of China (PICC) 11. 1. 1. Company Profile 11. 1. 2. Business Strategies 11. 1. 3. Financial Performance 11. 2. China Pacific Insurance (CPIC) 4  © This is a licensed product of Ken Research and should not be copied 11. 2. 1. Company Profile 11. 2. 2.Business Strategies 11. 2. 3. Financial Performance 12. China Insurance Industry Macro-Economic Indicators: Historical and Projections 12. 1. China Population, 2005-2016 12. 2. GDP of China, 2005-2016 12. 3. Healthcare Expenditure of China, 2005-2016 12. 4. Total Vehicle in Use in China, 2007-2016 13. Appendix 13. 1. Market Definitions 13. 2. Abbreviations 13. 3. Research Methodology Data Collection Methods Approach Variables (Dependent and Independent) Multi Factor Based Sensitivity Model Final Conclusion 13. 4. Disclaimer 5  © This is a licensed product of Ken Research and should not be copied LIST OF FIGURESFigure 1: Asia-Pacific Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012P Figure 2: As ia-Pacific Insurance Market Segmentation by Life and non Life on the Basis of Direct Written Premium in Percentage, 2005-2012P Figure 3: Insurance Value Chain Figure 4: China Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 5: China Life Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 6: China Life Insurance Market Claim Paid on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 7: Market Share of Major Life Insurers on the Basis of Direct Written Premium in Percentage, 2012 Figure 8: China Life Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 9: China Non Life Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 10: China Non life Insurance Market Segmentation by Property and Casualty and Health Insurance on the Basis of Direct Written Premium in Percentage, 2005-2012 Figure 11: Chin a Property and Casualty Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 12: China Property and Casualty Insurance Market Claim Paid on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 13: China Property and Casualty Insurance Market Segmentation by Motor, Commercial Property, Agricultural, Liability, Credit, Accident, Cargo and Others Insurance on the Basis of Direct Written Premium in Percentage, 2005-2012 Figure 14: Market Share of Major Property and Casualty Insurers on the Basis of Direct Written Premium in Percentage, 2012 Figure 15: China Property and Casualty Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 6  © This is a licensed product of Ken Research and should not be copied Figure 16: China Motor Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 17: China Motor Insurance Market Projections on the Basis of Direct Writ ten Premium in USD Million, 2013-2016 Figure 18: China Commercial Property Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 19: China Commercial Property Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013 -2016 Figure 20: China Agricultural Insurance MarketSize on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 21: China Agricultural Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 22: China Liability Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 23: China Liability Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 24: China Credit Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 25: China Credit Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 26: China Accident Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 27: China Accident Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 28: China Cargo Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 29: China Cargo Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 30: China Health Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 7  © This is a licensed product of Ken Research and should not be copiedFigure 31: China Health Insurance Market Claim Paid on the Basis of Direct Written Premium in USD Million, 2005-2012 Figure 32: China Health Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 33: Market Share of Major Non Life Insurers on the Basis of Direct Written Premium in Percentage, 2011 Figure 34: China Non life Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 35: China Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 Figure 36: China Life Insurance Net Written Premium of China Life Insurance Company in USD Million, 2006-2012 Figure 37: China Life Insurance Premium Income of Ping An Life Insurance in USD Million, 2008-2012 Figure 38: China Life Insurance Premium Income of New China Life Insurance in USD Million, 2006-2012 Figure 39: China Life Insurance Premium Income of Public Insurance Company of China in USD Million, 2005-2011 Figure 40: China Life Insurance Gross Written Premium of China Pacific Insurance in USD Million, 2008-2011 Figure 41: China Population in Million, 2005-2016 Figure 42: GDP of China in USD Million, 2005-2016 Figure 43: Healthcare Expenditure of China in USD Million, 2005-2016 Figure 44: Total Vehicle in Use in China in Million, 2007-2016 8  © This i s a licensed product of Ken Research and should not be copied LIST OF TABLESTable 1: Asia-Pacific Insurance Market Segmentation by Countries on the Basis of Direct Written Premium in USD Billion, 2005 -2012P Table 2: Asia-Pacific Insurance Market Segmentation by Life and Non Life on the Basis of Direct Written Premium in USD Billion, 2005 -2012P Table 3: Asia-Pacific Insurance Market Projections by Countries on the Basis of Direct Written Premium in USD Million, 2013-2016 Table 4: Market Share of Major Life Insurers on the Basis of Direct Written Premium in USD Million, 2012 Table 5: Market Share of Major Property and Casualty Insurers on the Basis of Direct Written Premium in USD Million, 2012 Table 6: Market Share of Major Non Life Insurers on the Basis of Direct Written Premium in USD Million, 2011 Table 7: Cause and Effect Relationship Analysis between Industry Factors and Expected Industry Prospects of China Insurance Market Table 8: Correlation Matrix of China Insurance Indust ry Table 9: Regression Coefficients Output of China Insurance Industry 9  © This is a licensed product of Ken Research and should not be copied ASIA-PACIFIC INSURANCE MARKET SIZE BY DIRECT WRITTEN PREMIUM, 2005-2012P The insurance market in Asia-Pacific region has grown remarkably over the past few years due to the growth in the emerging markets such as China, Japan, India, Australia, Taiwan and South Korea. The countries in the Asia-Pacific region are at different stages of economic development unlike the European countries and the US which has created significant opportunities for the insurers in the region in order to serve the financial needs of the customers.The market in the region has grown at a CAGR of 11. 9% from USD ~ million in 2005 to USD ~million in 2012†¦ Figure: Asia-Pacific Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012P 16,00,000. 0 14,00,000. 0 12,00,000. 0 USD Million 10,00,000. 0 8,00,000. 0 6,00,000. 0 4,00,000. 0 2 ,00,000. 0 0. 0 2005 2006 2007 2008 2009 2010 2011 2012P 10  © This is a licensed product of Ken Research and should not be copied ASIA-PACIFIC INSURANCE MARKET SEGMENTATION BY GEOGRAPHY, 2005-2012P Asia-Pacific insurance industry is majorly contributed by 6 major countries such as Japan, China, South Korea, Taiwan, India and Australia with the share of ~% in 2012.Japan insurance market is the second largest in the world with the contribution of more than ~% in 2012†¦. The China insurance industry is China insurance industry is one of one of the predominant markets in the insurance industry the predominant markets in the in the Asia-Pacific region with a contribution of ~% of the insurance industry in the AsiaPacific region with a contribution direct written premium in the region in 2012†¦ South Korea is the third largest market with a contribution of ~% in 2012. The country insurance sector is more complicated with limited growth opportunities in comparison with the gro wing market in the region such as China and India†¦ of ~% of the direct written premium in the region in 2012.Table: Asia-Pacific Insurance Market Segmentation by Countries on the Basis of Direct Written Premium in USD Billion, 2005-2012P Countries Japan China South Korea Taiwan India Australia Hong Kong Singapore Thailand Malaysia 2005 2006 2007 2008 2009 2010 2011 2012P 11  © This is a licensed product of Ken Research and should not be copied Indonesia New Zealand Philippines Vietnam Pakistan Kazakhstan Bangladesh Sri Lanka Total 12  © This is a licensed product of Ken Research and should not be copied CHINA INSURANCE INDUSTRY CHINA INSURANCE MARKET SIZE BY DIRECT WRITTEN PREMIUM, 2005-2012 The Chinese insurance industry has seen rapid expansion during 2005-2012 and will continue to see high growth rates in the next few years.The insurance market in the country has witnessed a compound annual growth rate of ~% in the last seven years and has recorded direct written premiu m of USD ~ million in 2012†¦ Figure: China Insurance Market Size on the Basis of Direct Written Premium in USD Million, 2005-2012 3,00,000. 0 2,50,000. 0 USD Million 2,00,000. 0 1,50,000. 0 1,00,000. 0 50,000. 0 0. 0 2005 2006 2007 2008 2009 2010 2011 2012 Note:Life Insurance is in Premium Income Non-Life Insurance is in Premium Income 13  © This is a licensed product of Ken Research and should not be copied CHINA LIFE INSURANCE MARKET CHINA LIFE INSURANCE CLAIM PAID, 2005-2012 China life insurance industry has paid a claim of USD 20,128. million in 2011 due to an occurrence of natural disaster in mainland China in the first half of 2011. China has been the world’s most existing marketplace for global insurers for a decade and it looks set to retain its status in the near future. The country life insurance industry has experienced an incline in claim paid from USD ~ million in 2010 to USD ~ million in 2011†¦. . Figure: China Life Insurance Market Claim Paid on the Basis of Direct Written Premium in USD Million, 2005-2012 25,000. 0 20,000. 0 USD Million 15,000. 0 10,000. 0 5,000. 0 0. 0 2005 2006 2007 2008 2009 2010 2011 2012 Note:Life Insurance is in Premium Income 14  © This is a licensed product of Ken Research and should not be copiedMARKET SHARE OF MAJOR LIFE INSURERS IN CHINA, 2012 China life insurance industry is a concentrated market with top five players contributing around ~% of the total life insurance direct written premium in 2012. China life is the leading player in China life insurance industry with the contribution of approximately ~% of the total direct written premium of the life insurance industry in China in 2012†¦. Figure 1: Market Share of Major Life Insurers on the Basis of Direct Written Premium in Percentage, 2012 China Life shares Ping An Life New China Life CPIC Life PICC Life Taikang TPL (Taiping Life) Sino Life Others Note: Life Insurance is in Premium IncomeTable: Market Share of Major Life Insurers on the Basis of Direct Written Premium in USD Million, 2012 Players China Life shares Ping An Life New China Life 2012 15  © This is a licensed product of Ken Research and should not be copied CPIC Life PICC Life Taikang TPL Sino Life Others Total Source: Insurance Association of China and Ken Research Note:Life Insurance is in Premium Income CHINA NON-LIFE INSURANCE MARKET NON-LIFE INSURANCE SEGMENTATION, 2005-2012 The country non life insurance market is dominated by property and casualty segment with the contribution of ~% in 2012†¦ The motor vehicle is the leading contributor in property and casualty segment China non life insurance market is dominated by property and with the share of around ~% in 2012.The motor vehicle casualty segment with the insurance is divided into two types such as compulsory contribution of ~% in 2012. liability and voluntary insurance. The second largest contributor in property and casualty segment is property with the share of approximately ~% in 201 2 followed by agricultural insurance with the share of ~% in 2012. The health insurance market contributes ~% of the non life insurance industry in China in 2012. The private health insurance coverage in the country has expanded and now it covers approximately ~% of China’s population. The health insurance coverage in the country has grown at an impressive rate of ~% annually over the past 10 years.The number of health insurance plan in the country has also increased from around ~ in 2008 to over ~ in 2011. 16  © This is a licensed product of Ken Research and should not be copied Figure 2: China Non life Insurance Market Segmentation by Property and Casualty and Health Insurance on the Basis of Direct Written Premium in Percentage, 2005-2012 100. 0% 90. 0% 80. 0% 70. 0% 60. 0% 50. 0% 40. 0% 30. 0% 20. 0% 10. 0% 0. 0% 2005 2006 Health Note:Non-Life Insurance is in Premium Income In Percentage % 2007 2008 2009 2010 2011 2012 Property and Casualty CHINA PROPERTY AND CASUALTY I NSURANCE INDUSTRY CHINA PROPERTY AND CASUALTY INSURANCE CLAIM PAID, 2005-2012The Chinese property and casualty insurance industry has paid USD ~ million claims in 2011 in which approximately USD ~ was paid in August 2011 which was recorded as the highest claim paid in the year†¦ In 2009, the combined ratio of property and casualty insurance industry has improved to ~% and this positive trend in the market is accelerated in 2010 and in the first half of 2011 in which the industry has recorded the combined ratio of ~% and ~% respectively for the top three insurers in the country which include PICC, Ping An Property and Casualty and CPIC Fiscal. 17  © This is a licensed product of Ken Research and should not be copied Figure: China Property and Casualty Insurance Market Claim Paid on the Basis of Direct Written Premium in USD Million, 2005-2012 50,000. 0 45,000. 0 40,000. USD Million 35,000. 0 30,000. 0 25,000. 0 20,000. 0 15,000. 0 10,000. 0 5,000. 0 0. 0 2005 2006 2007 2008 20 09 2010 2011 2012 Note:Property and Casualty Insurance is in Premium Income CHINA MOTOR INSURANCE INDUSTRY CHINA MOTOR INSURANCE MARKET FUTURE OUTLOOK AND PROJECTION, 2013-2016 †¦The country automobile insurance market is expected to earn direct written premium of USD ~ million in 2016 which is up from USD ~ million in 2011. This is due to an expected increase in the car ownership in the country as there are only 35 million cars for the population of ~ billion in 2011. 18  © This is a licensed product of Ken Research and should not be copiedFigure: China Motor Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 1,80,000. 0 1,60,000. 0 1,40,000. 0 USD Million 1,20,000. 0 1,00,000. 0 80,000. 0 60,000. 0 40,000. 0 20,000. 0 0. 0 2013 Note:Motor Insurance is in Premium Income 2014 2015 2016 19  © This is a licensed product of Ken Research and should not be copied ASIA-PACIFIC INSURANCE INDUSTRY FUTURE OUTLOOK †¦Overall, the market of the Asia-Pacific insurance is expected to grow at a CAGR of 11. 2% from 2013-2016. The market in the near future is expected to witness consolidation and higher competition level with the entrance of more global players in the market†¦ ASIA-PACIFIC INSURANCE INDUSTRY FUTURE PROJECTIONSBY GEOGRAPHY, 2013-2016 The Asia-Pacific Insurance industry is expected to grow at a CAGR of 11. 2% from 2013-2016 on account of rising population in the emerging market of Asia such as India and China. It is anticipated that the total direct written premium of the insurance products will increase to USD ~ million in 2016 from USD ~ million in 2012. Table: Asia-Pacific Insurance Market Projections by Countries on the Basis of Direct Written Premium in USD Million, 2013-2016 Countries Japan China South Korea Taiwan India Australia Hong Kong Singapore Thailand 2013 2014 2015 2016 20  © This is a licensed product of Ken Research and should not be copiedMalaysia Indonesia New Zealand Philippines Vietnam Pakistan Kazakhstan Bangladesh Sri Lanka Total CHINA INSURANCE INDUSTRY FUTURE PROJECTIONS, 2013-2016 In the base case scenario analysis the insurance industry in the country is expected to grow at a phenomenal rate of 17. 7% in the next four years and is predicted to record the direct written premium of USD ~ million in 2016†¦ The worst case scenario analysis assumes that the country insurance market is anticipated to grow at a marginal rate of 6. 9% from 2013-2016 in comparison to the historical years†¦ The best case scenario analysis predicts the remarkable growth of 28. 5% in the next five years.The country’s insurance market is expected to record direct written premium of USD ~ million by 2016. 21  © This is a licensed product of Ken Research and should not be copied Figure: China Insurance Market Projections on the Basis of Direct Written Premium in USD Million, 2013-2016 8,00,000. 0 7,00,000. 0 6,00,000. 0 USD Million 5,00,000. 0 4,00,000. 0 3,00,00 0. 0 2,00,000. 0 1,00,000. 0 0. 0 2013 Worst Case Note:Life Insurance is in Premium Income Non-Life Insurance is in Premium Income 2014 Base Case 2015 Best Case 2016 22  © This is a licensed product of Ken Research and should not be copied CAUSE AND EFFECT RELATIONSHIP BETWEEN DEPENDENT AND INDEPENDENT FACTORS PREVAILING IN CHINA INSURANCE MARKETTable: Cause and Effect Relationship Analysis between Industry Factors and Expected Industry Prospects of China Insurance Market Industry Factors Strict Government Regulations and Support Increasing Population Market Impact Comments ? Cause: ? Positive Effect: ? Cause: ? Effect: ? Cause: ? Effect: ? Cause: ? Positive Effect: ? Negative Effect: Increasing Consumer Spending Intensifying Competition DISCLAIMER No part of this manual or any material appearing may be reproduced, stored in or transmitted on any other Web site without written permission of Ken Research and any payments of a specified fee. Requests to republish any material may be sent to us. 23  © This is a licensed product of Ken Research and should not be copied